Central Pacific Financial Investor Presentation Deck slide image

Central Pacific Financial Investor Presentation Deck

Solid Capital Position STRONG CAPITAL AND SHAREHOLDER RETURN Maintained quarterly cash dividend at $0.26 per share which will be payable on September 15, 2022 ā— Consistent history of dividend growth, with attractive dividend yield of 4.6% compared to peer average of 2.4%* Repurchased 174,429 shares in the 2Q 2022, and returned $25.3 million in capital YTD to shareholders through cash dividends and share repurchases QTD as of 8/31/2022 repurchased an additional 148,500 shares at an average cost of $22.51 per share * Dividend yield based on dividend paid in 2Q 2022 and market price as of 8/26/2022. Peers includes U.S. Public banks with total assets $3-10 billion. Source: S&P Global Central Pacific Financial Corp. 16.0% 14.0% 12.0% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% $1.20 $1.00 $0.80 $0.60 $0.40 $0.20 is $- Regulatory Capital Ratios As of June 30, 2022 8.6% Tier 1 Leverage 2016 Regulatory Minimum 2017 10.7% CET1 2018 I Well-Capitalized Cash Dividends Declared per Common Share 1 2019 2020 13.9% Total Capital CPF 2021 $210 million capital cushion to well capitalized minimum 1H2022 Annualized 15
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