First Foundation Investor Presentation Deck
Strong Regional Presence
Headquartered in Dallas, TX, FFWM has 31 branch / offices locations in five states: CA, TX, NV, HI, and FL
FFWM's loan portfolio is primarily concentrated within the branch footprint; 71% of total loans in CA, 4% in
TX, 1% in NV, and 10% in FL
Expansion focused on attractive markets with positive demographic trends and business friendly environments
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Presence in Some of the Fastest Growing MSAs in the Country
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AUBURN
SHERMAN OAKS
PASADENA
WESTWOOD
ROSEVILLE
SACRAMENTO
SAN FRANCISCO OAKLAND
BURLINGAME
SAN JOSE
PALOS VERDES ESTATES
ROLLING HILS ESTATES
LOS ANGELES
TORRANCE
You
HONOLULU
NEVADA
CALIFORNIA
900
SEAL BEACH
LAGUNA HILLS
IRVINE
HAWAI'I
LAS VEGAS
O
SAN DIEGO
LUCERNE VALLEY
BIG BEAR LAKE
RUNNING SPRINGS
INDIAN WELLS
EL CENTRO
DALLAS - HQ
IRVING
FIRST FOUNDATION
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TEXAS
5 year historical.
5 year projected based on Company management estimates.
PLANO
BONITA SPRINGS
NAPLES
ICROSSPOINTE DR
JANCHOR RODE DRJ
MARCO ISLAND
Source: SNL Financial; Claritas LLC; FDIC branch reports from SNL Financial; Company Reports
As of May 2022.
As of latest FDIC branch report dated September 2022.
IMMOKALEE
AVE MARIA
NAPLES (KRAFTRO
NAPLES PINE ROGERD)
NAPLES FIFTH AVE)
FLORIDA
TAMPA
Located in Expanding and Affluent Markets
Average household income of $83k versus overall U.S.
average of $74k(¹)
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Outsized population growth in markets with large
market share(1) (3)
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~2.0x the U.S. average branch deposit growth in our
footprint over the past 5 years
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87% in our footprint versus 45% nationwide (2)
Exceptional historical and projected population
growth in newly-entered markets(1)
Dallas-Fort Worth-Arlington, TX (Historical): 7.3% (3)
Dallas-Fort Worth-Arlington, TX (Projected): 5.9%(4)
Naples-Marco Island, FL (Historical): 8.8% (3)
Naples-Marco Island, FL (Projected): 5.7% (4)
Riverside-San Bernardino-Ontario, CA: 3.7%
Sacramento-Roseville-Folsom, CA: 4.2%
Las Vegas-Henderson-Paradise, NV: 8.1%
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