Silicon Valley Bank Results Presentation Deck

Ample liquidity + flexibility to manage liquidity position High-quality, liquid balance sheet 63% of assets in cash and fixed income securities Cash Fixed Income Securities Net Loans Non-marketable Securities Other U.S. Treasury Securities Agency CMOs - Fixed Rate Agency RMBS Agency CMBS Municipal Bonds Corporate Bonds 34% svb> 92% of fixed income portfolio in U.S. Treasuries and securities issued by government-sponsored enterprises 1% 1% 2% 13% Assets $213B 7% 7% 55% AFS +HTM $120B Note: Figures as of September 30, 2022 unless otherwise noted. * Actual balances depend on timing of fund flows. 14% 56% 10% Levers to support liquidity Securities cashflows Flexible on- vs. off-balance sheet liquidity solutions and deposit pricing strategies Borrowing capacity N ~ $2-3B estimated securities paydowns/quarter $91B Off-balance sheet sweep and repo client funds (OBS balances that can be most easily shifted on-balance sheet to support deposits) $42B contingent liquidity (FHLB, Repo and FRB) Targeting Fed cash at 4-6% of total deposits ($7-11B)* ~ 65% Modeled interest- bearing deposit beta $85B unpledged securities Q3 2022 FINANCIAL HIGHLIGHTS 16

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