Main Street Capital Fixed Income Presentation Deck slide image

Main Street Capital Fixed Income Presentation Deck

Conservative Leverage - Excess Collateral Improves Over Time MAIN's conservative use of leverage and equity to fund its growth results in significant excess collateral that provides protection to lenders MAIN's management of its capital structure results in reduced risk profile for debt investors over time Excess collateral available to unsecured lenders has increased by 218% since MAIN's first investment grade (IG) debt issuance ($ millions) Total Assets Excluding SBIC Assets Add: Equity Value of SBIC Entities (2) Total Collateral Available to Secured Lenders Less: Secured Debt (Credit Facilities) Excess Collateral Available to Unsecured Lenders Increase since first IG debt issuance(3) Less: Unsecured Debt Outstanding (par value) Remaining Excess Collateral Available to Unsecured Lenders Increase since first IG debt issuance(3) 9/30/2014 (1) 3/31/2023 $ 1,137 218 1,355 $ $ $ (287) 1,068 (91) MAIN ST CAPITAL CORPORATION 977 (2) (3) First IG notes issued in November 2014 (4) Includes additional IG debt issuances in April 2019, December 2019, July 2020, January 2021, October 2021, December 2022 and February 2023 Main Street Capital Corporation NYSE: MAIN $ $ $ 3,624 333 3,957 (564) 3,393 218 % (1,100) 2,293 135 % (4) Most recent information publicly reported prior to first IG debt issuance Represents asset value in excess of SBIC debt (par value); SBIC assets contain negative pledge in relation to SBIC debt; therefore, equity at SBIC entities is effectively collateral for lenders mainstcapital.com Page 12
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