Affirm Investor Day Presentation Deck

Reconciliation of non-GAAP financial measures Total Revenue Less: Transaction Costs (Non-GAAP) Revenue Less Transaction Costs (Non-GAAP) Metrics are unaudited. Reconciliation of Revenue Less Transaction Costs to Total Revenue ($M) FY 2019 264 (210) 54 FY 2020 510 (349) 161 FY 2021 870 (439) affirm 431

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