Q2 Quarter 2023

Liquidity: Significant sources of liquidity and low reliance on borrowed funds Cash and Cash Equivalents + Variable Rate Securities $ in millions Borrowed Funds as a Percent of Total Liabilities Q1 22 Q2 22 Q3 22 Q4 22 Q1 23 Q2 23 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 3/31/2023 6/30/23 ווווו-ויי ווייייווווויי $3,606 13% 13% 7% Q2 21 Q3 21 Q4 21 ■Cash & Cash Equivalents Loan to Deposit Ratio Peer Median¹ 80% 75% 72% 71% ■Variable Rate Securities 69% 69% 74% 79% 83% 84% NA Schedule of Certain Maturities (over the next 12 months) ~$140 $180 million per quarter of projected securities principal maturities ~$1.1 billion of fixed rate loans principal maturities at a weighted average rate of 5.42% ☐ ~$1.3 billion of FHLB advances maturities at a weighted average rate of 5.21% 76% 74% 75% 67% 69% 70% 72% 62% 60% 62% 62% III Q4 20 Q1 21 Q2 21 Q3 21 Q4 21 Q1 22 Q2 22 Q3 22 Q4 22 Q1 23 Q2 23 NA not available $5 (1) Source: S&P Global Market Intelligence. Represents peer median loan to deposit ratio. Peer group includes ABCB, AUB, OZK, BOKF, CADE, CBSH, FBK, HWC, HTLF, HOMB, IBTX, ONB, PNFP, PB, RNST, SSB, SNV, TRMK, UMBF, UCBI 15

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