Hanmi Financial Results Presentation Deck
The CRE office portfolio (¹) was $559.6 million at June 30, 2023, representing 9% of the total loan portfolio.
79%
Portfolio by State
13%
4%
Remaining =
1%
3%
H Hanmi Financial Corporation
Rate Distribution
31%
(1) Segment represents exposure in CRE and excludes $18.4 million in construction
(2) Weighted average DCR and weighted average LTV when the loan was first underwritten or renewed subsequently
69%
Fixed Variable
Office Loan Portfolio
●
●
●
●
Median balance within the portfolio
was $1.0 million
●
Weighted average debt coverage
ratio (2) of the segment was 2.01x
• 19.2% of the portfolio is expected to
reprice in 1 to 3 months
Weighted average loan to value (2) of
the segment was 57.1%
No delinquent loans
Criticized loans represented 0.37% of
the office portfolio
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