UBS Results Presentation Deck

Global Wealth Management Profit before tax m Operating income m Cost/income ratio Invested assets end of period, bn UBS Transaction-based income Net interest income Recurring net fee income Fee-generating assets 1,057 4,280 863 962 2,341 22 Other 76% 2,754 1,163 3Q20 864 4,277 776 1,011 80% 2,468 2,629 3 7 Credit loss (expenses)/releases 3,016 +43% 1,409 1,277 4Q20 +17% 4,848 1,183 997 71% +16% 3,108 1,328 1Q21 1,294 4,774 953 1,026 2,774 14 73% 3,230 1,416 2Q21 1,516 5,002 894 1,107 2,872 11 70% 3,198 1,412 3Q21 PBT 1,516m, +43% highest on record with double-digit growth in all regions Operating income +17% on record recurring fee income and including 100m gain from the sale of our domestic business in Austria Credit loss releases 11m vs. 22m in 3Q20 Operating expenses +8% driven by FA compensation; 9th consecutive quarter of YoY positive operating leverage Net new loans +3.3bn, mostly from the Americas; +21bn net new loans YTD Invested assets 3.2trn, (1%) QoQ Fee-generating assets 1.4trn, broadly flat QoQ NNFGA +19bn driven by Americas and EMEA; 5% annualized growth 16

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