XP Inc Results Presentation Deck

Institutional and Issuer Services Institutional Revenue (in R$ mn) 239 3Q20 +17% 281 3Q21 Highlights ▪ The result was largely driven by a strong fixed income activity - also benefiting from recent increases in interest rates in Brazil. Issuer Services Revenue (in R$ mn) ■ 169 3Q20 +68% 284 3Q21 XP Inc. Highlights Strong performance from both ECM and DCM divisions, with 15 and 48 deals executed in 3Q21 versus 14 and 34 in 3Q20, respectively, and a growing contribution from M&A. 21

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