Vroom Investor Day Presentation Deck
uacc liquidity (¹)
Driving strong liquidity and cash flow
Millions
30
2018
32
available liquidity(¹)
2019
43
2020
Extensive cash-flow & liquidity
generation while maintaining flexibility
77
2021
120
March 2022
Millions
400
350
300
250
200
150
100
50
0
250
warehouse availability prior to securitization
250
UACST UACST
2017-1 2018-1
■Borrowed ■Available
L/T committed bi-lateral warehouse
facilities to ensure funding stability
250
UACST
2018-2
Total
250
300
350
350
UACST UACST UACST UACST
2019-1 2020-1 2021-1 2022-1
Ability to deploy securitizations as
well as flow sales to maintain capital
flexibility
1. Liquidity is defined as cash availability if all eligible receivables are pledged to warehouse lines. Available liquidity is a non-GAAP measure. For a definition of available liquidity and a reconciliation to the most comparable GAAP measure, please
see the appendix.
uacc has liquidity to support growth
16
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