Hanmi Financial Results Presentation Deck

Significant progress reducing CRE concentration from 85% of total portfolio to 63%. Loan Composition (as of December 31, 2013) (1) RRE 5% (3) C&I- 10% CRE 85% Successful Portfolio Diversification Strategy (2) $2.23 Billion H Hanmi Financial Corporation Loan Composition (as of December 31, 2023) Equipment Finance - 9% C&1³L 12% RRE 16% $6.18 Billion (1) RRE includes Consumer loans (2) $144.5 million or 7.6% and $115.5 million or 3.0% of the CRE portfolio is unguaranteed SBA loans at December 31, 2013 and December 31, 2023, respectively (3) $7.0 million or 3.1% and $61.1 million or 8.2% of the C&I portfolio is unguaranteed SBA loans at December 31, 2013 and December 31, 2023, respectively (2) CRE 63% 12

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