OppFi Investor Presentation Deck

Full Year 2022 Outlook¹ 17 20% to 25% Total Revenue Growth 43% to 47% Adjusted Operating Expense² Margin Break-Even or Modest Net Loss Profitability (Adjusted Basis) 1. As disclosed in the second quarter 2022 earnings press release issued on August 9, 2022. 2. Adjusted Operating Expense is defined as total expenses excluding interest expense, add backs and one-time items. Adjusted Operating Expense is not a financial measure determined in accordance with GAAP. OppFi"

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