First Busey Results Presentation Deck
4Q23 Earnings Investor Presentation
Table of Contents
First Busey Corporation | Ticker: BUSE
Overview of First Busey Corporation (BUSE)
Diversified Company with Comprehensive & Innovative
Financial Solutions
Compelling Regional Operating Model
Acquisition of Merchants & Manufacturers Bank Corp.
Investment Highlights
Fortress Balance Sheet
High Quality Loan Portfolio
High Quality Portfolio: CRE
Office Investor Owned CRE Portfolio
High Quality Portfolio: C&I
Pristine Credit Quality
Credit Profile Bolstered by Strong Reserves
Top Tier Core Deposit Franchise
Granular, Stable Deposit Base
Deposit Cost Trends
Diversified and Significant Sources of Fee Income
Wealth Management
FirsTech
Net Interest Margin
Actively Managing Asset-Sensitive Balance Sheet
Focused Control on Expenses
Robust Capital Foundation
Balanced, Low-Risk, Short-Duration Investment Portfolio
Previously Announced Balance Sheet Repositioning
4Q23 Earnings Review
Earnings Performance
6
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Appendix:
Experienced Management Team
Fully Integrated Wealth Platform
FirsTech, A Uniquely Positioned Payment Technology Company
Continued Investment in Technology Enterprise-Wide
Digital Banking Adoption
Busey Impact
Non-GAAP Financial Information
31
32
33
34
36
37
38
39
BView entire presentation