MoneyLion SPAC Presentation Deck
RECONCILIATION TO NON-GAAP FINANCIALS: CONTRIBUTION PROFIT
($ millions)
Net income (loss) (GAAP)
Add back:
Income tax loss/ (benefit)
Total operating expenses
Less:
Directly attributable operating expenses:
Underwriting expenses
Bank and payment processor fees
Direct charge-offs
Professional fees
IT expenses
Personnel expenses
Other direct costs
Other operating expenses
Revenue derived from products that have been phased out
Non-operating income
Contribution Profit (Non-GAAP)
Twelve Months Ended December 31
2019A
($79)
Note: Results for FY 2020 are preliminary, unaudited and subject to adjustment upon finalization of our financial statements for these periods. Any adjustments may be material.
($0)
140
($14)
(7)
(7)
(1)
(4)
(5)
(4)
(0)
(16)
(1)
$2
2020P
($32)
$0
112
($6)
(14)
(3)
(3)
(5)
(4)
(4)
0
(2)
(0)
$39
10
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