CURO Group Holdings Credit Presentation Deck
CURO Business Segments - Canada Direct Lending
PRODUCT DETAILS
202 branches across eight
provinces
Open-End Loans
I
m
Online and branch
locations
C$50 C$10,000 loan sizes
Offers payment protection
insurance
¹ Metric ranges have been normalized to
account for pandemic-related impacts
As % of Loan Balances
- Illustrative¹
Interest Revenue
Ancillary Revenue
Total Revenue
Net Charge-Offs
Operating Expenses
Funding Costs as a % of
debt balance
Return on Assets % (Adj
PTI/Avg Loan Balances)
45% - 48%
12% -14%
57% -62%
15% -19%
18% -22%
3 Mo. CDOR
+ 6.0%
16% - 20%
CASHMONEY LENDIRECT
GROWTH STRATEGY
Continued execution of strong
volume growth as a leading
financial services provider in
Canada
Digitization of customer
journey
Cross-selling opportunities
across complementary CURO
products
LOAN BALANCES
(Millions)
$330
2020
$427
2021
$468
Jun-22
10View entire presentation