Enact IPO Presentation Deck

Enact | Investor Presentation Demonstrated attractive financial performance relative to risk profile Strong Gross Premium Yield (2Q'21)¹ 0.49% Enact 0.46% ESNT 0.46% RDN 0.46% MGIC 0.41% NMI 1.9% NMI Favorable Delinquency Performance (2Q'21) Better performance vs. legacy peers 2.6% Enact Recent vintages in line with new entrants 2.9% Enact (2013+) 3.0% 3.1% ESNT ACGL 3.6% Source: Peer metrics from public company filings; Note: Gross Premium Yield for 20'21; Delinquency figures as of 20'21; Gross Premium Yield eamed premium excluding GSE CRT and prior to reinsurance ceded during the quarter / average IIF. Arch has not been included due to a lack of sufficient data for the calculation, Enact delinquency rate isolated to 2015 and later books with 3 payments missed for loans originated through February 28, 2020 and 2 payments missed for loans originated beginning March 1, 2020 to align with 14 NMI and master policy changes on delinquency reporting: Enact delinquency rate isolated to 2013 and later books for comparison to Essent Enact (All) 3.7% MTG Robust Risk-Based Pricing Framework Drives Attractive Returns 4.0% RDN Enact

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