CIBC Investor Presentation

Financial Highlights: Canadian Commercial Banking and Wealth Management $1.29 2019 52.3% Adjusted Net Income 1,2 ($B) Adjusted Pre-Provision Pre-Tax Earnings 1,2 ($B) $1.92 $1.94 $1.20 $0.49 $1.04 $0.49 $0.34 $0.75 $0.32 $0.47 $0.53 $0.40 $0.21 $0.34 $0.35 $0.49 $0.52 2020 Q2 2021 2019 2020 2021 Q1 Q2 Q3 Q4 Adjusted Efficiency Ratio¹ (%) 52.9% 53.5% 3.14% NIM² (%) 3.25% 3.17% 2019 2020 Q2 2021 2019 2020 DELIVERING GROWTH THROUGH FULL-SERVICE, SOLUTIONS-BASED APPROACH 1 Adj. results are non-GAAP measures. See non-GAAP section of CIBC's Q2/21 Report to Shareholders. 2 F20 results were affected by economic impacts from COVID-19 pandemic Q2 2021 CIBC CIBC Investor Presentation | 27

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