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Feb-22 May-22 Optimization Use Cases Manual Allocation GEO LOCATION BASED OPTIMIZATION C. 0 0 0 1 1000 0001 13480 Clustering Optimization COLLECTIONS BOUNCE PREDICTION Bounce Model Prediction vs. Actual Bounce Very High Aug-22 | Nov-22 High Medium Feb-23 Optimized Allocation Geo Location based effort Optimization Risk Segment Early Bucket Mid Bucket 1 1X 1X 2 1X 4X 3 3X 8X Can be used for Collections, Sales, Credit Reduction in efforts Consistently high prediction - Proactive, differentiated strategy and actions - Current Month and 90-day prediction window 43 33 Aavas FINANCIERS LTD SAPNE AAPKE, SAATH HAMAARA

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