DIB's Digital Journey

Segmental Overview - Corporate • Management Commentary Gross corporate financing remained stable at nearly AED 150 billion, despite significant prepayments during the period. Meanwhile, net operating revenue reached AED 1,578 million during 1H2021. Services, 15% • DIB has continued to maintain a well- diversified corporate financing book, across the primary sectors of the economy. Focus has remained on lower risk sectors such as sovereign and related entities. Segment Gross Financing / Deposits (AED bn) 114 92 2019 بنك دبي الإسلامي Dubai Islamic Bank #Ready For TheNew Breakdown by Portfolio - June 2021 Revenue Trends (AED mn) Utilities, Automobile, Trade, 6% 3% 4% Aviation, 13% 1,713 1,578 318 325 Contracting, 3% 1,395 Financial AED 150 bn Institutions, 3% 4.0% 1,253 2.7% Government, 17% Real Estate, 30% Oil & Gas, 1% Manufacturing, 5% 1H2020 1H2021 Fees & Commission, Others Net Funded Income Yield on Financing CASA (AED bn) 19 18 18 17 150 150 125 12 114 8 2020 Jun 2021 2019 2020 Deposits Current Account ■Gross Financing Corporate banking charts reflect corporate and real estate, excluding treasury Jun 2021 Savings Account 11

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