Asia Asset Finance PLC Earnings Report Q1 FY 2022
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Muthoot Homefin Muthoot Finance
Business Performance
(in millions)
Particulars
Q1 FY 2022
Q4 FY 2021
Q1 FY 2021
FY 2021
Disbursement (*)
557
155
613
1,010
Borrowings (*)
10,531
11,846
14,712
11,846
Debt Equity Ratio (%)
2.4
2.7
3.44
2.7
Yield on Advances (%)
12.26
12.64
13.04
12.51
Interest Spread (%)
3.83
3.83
3.64
3.41
NIM (%)
5.50
5.79
5.52
5.13
Cost to Income Ratio (%)
47.50
54.72
43.47
42.16
Return on Assets (ROA) (%)
0.14
1.28
0.09
0.75
Return on Equity (ROE) (%)
0.43
4.63
0.38
2.92
Stage III Loan Assets
1,012
681
337
681
% Stage III assets on Gross Loan Assets
5.94
4.00
1.70
4.00
(AUM)
Stage III ECL Provision
309
207
241
207
ECL Provision
361
261
309
261
ECL Provision as a % of Gross Loan
2.12
1.53
1.56
1.53
Assets (AUM)
Number of Customers
22,421
22,765
24,088
22,765
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