SMBC Group's Financial and Credit Portfolio slide image

SMBC Group's Financial and Credit Portfolio

Trend of major capital ratio - Consolidated Historical capital adequacy ratio (Transitional basis) CET1 AT1 Tier 2 Minimum Requirements *1 2.67% 2.57% 1.82% 3.34% 1.87% 2.87% 2.19% 2.11% 1.09% 1.65% 0.96% 1.09% 1.10% 1.03% 1.89% 11.50% 92% 1.26% 8.88% 9.75% 10.62% 16.37% 14.50% 15.55% 16.00% 14.45% 14.02% 13.94% 11.81% 12.17% Mar. 2016 Mar. 2017 Mar. 2018 Mar. 2019 Mar. 2020 Mar. 2021 Mar. 2022 Mar. 2023 Sep. 2023 Historical leverage ratio*2 CET1 AT1 Minimum Requirements 0.32% 0.66% 0.49% 0.63% 0.64% 0.28% 0.34% 0.31% 0.41% 3.50% 3.00% 3.98% 4.11% 4.35% 4.40% 5.33% 4.84% 4.72% 4.53% 4.03% Mar. 2016 Mar. 2017 Mar. 2018 Mar. 2019 Mar. 2020 Mar. 2021 Mar. 2022 Mar. 2023 Sep. 2023 *1 Including G-SIB surcharge and excluding countercyclical buffer. Transitional basis does not reflect finalized Basel III standards, which are expected to phase in from Mar. 2024 *2 Leverage exposure excludes deposits with the Bank of Japan under the FSA's temporary relief on leverage ratio calculation Copyright © 2023 Sumitomo Mitsui Financial Group. from Jun. 2020. Leverage ratio minimum requirement expected to increase to 3.70% from Apr. 2024 All Rights Reserved. 39
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