Investor Presentaiton
Overview of FY2024/3 H1 Results
(3) Financial / KPI Targets
Profitability
Result for
FY2024/3 H1/
Efficiency
1. Summary
Financial Results
FY2026/3
Target
>
Result for
FY2024/3 H1/
FY2026/3
Target
OHR
Consolidated
Net income
JPY 182.1bn
JPY 350.0bn
or more
Financial
basis including
gains (losses) on
money held in trust
65.07%
66%
or less
2. How to Increase
Corporate Value
Asset
Management
3. Appendix
4. Financial Data
Σ Business
Governance
Soundness
Result as of
Sep. 30, 2023
15.30%
As of Mar. 31,\
2026 Target
approx. 10%
level to be
secured
Capital
adequacy ratio
( domestic standard )
Target
Items
<Consolidated>
ROE
based on
shareholders' equity
*1 Annualized basis
Balance of
risk assets
Target
KPIs
Balance of
strategic
investment
areas
3.6%
3.85%*1
or more
Investment
Result as of
Sep. 30, 2023
JPY 103.0tn
as of Mar. 31, 2023
JPY 99.4tn
JPY 11.2tn
As of Mar. 31,
2026 Target
approx.
JPY 110tn
Retail
General and
administrative
expenses
[
JPY (36.8)bn JPY (55.0) bn
compared to
FY2021/3 H1
(compared to
FY2021/3
As of Mar. 31,
2026 Target
10mn
accounts
CET1 Ratio
(international standard]
excluding unrealized
gains on available-for-sale
securities
12.38%
*2 Based on full implementation of Basel III.
approx. 10%*2
level to be
secured
Regional Relationship
Regional
vitalization fund
participation
cases
Result as of
Sep. 30, 2023
cumulatively
48 cases
as of Mar. 31, 2023
cumulatively 45 cases
]
As of Mar. 31,
2026 Target
cumulatively
50 cases
Number of
accounts
registered in the
Bankbook App
as of Mar. 31, 2023
JPY 10.1tn
approx.
JPY 10tn
Number of
Tsumitate
NISA Operation
Accounts
Result as of
Sep. 30, 2023
8.91mn
accounts
as of Mar. 31, 2023
7.45mn accounts
29 ten thousand
accounts
as of Mar. 31, 2023
23 ten thousand accounts
40
ten thousand
accounts
Number of financial
institutions that
have aggregated
operational
processes
cumulatively
5 financial
institutions
as of Mar. 31, 2023
cumulatively 5
Financial institutions
roughly 20
financial
institutions
Balance of
ESG-themed
investments
JPY 3.7tn
as of Mar. 31, 2023
JPY 4tn
JPY 3.2tn
JP JAPAN POST BANK
BANK
(Ref.) ATM Network (As of Sep. 30, 2023)
Number of ATMs
approx. 31,000
Number of partner
financial institutions
available at ATMs
approx. 1,250
Of which
institutions sharing
ATM network platform*³
21
(In FY2024/3 H1: 1 institution)
*3 A partnership arrangement for waiving fees when an ATM card of a regional financial institution is used
at a JP Bank ATM. Terms and conditions for waiving fees are set by each financial institution.
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