Investor Presentaiton
FORWARD-LOOKING STATEMENTS
This presentation may include statements which constitute "forward-looking statements" within the
meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-
looking statements are identified typically by words or phrases such as "believe," "expect," "anticipate,"
"intend," "estimate," "project," "likely," "plan," "goal," "target," "strategy," and similar expressions or future
or conditional verbs such as "may," "will," "should," "would," and "could." Forward-looking statements
include statements, other than those related to historical facts, that relate to Northern Trust's financial
results and outlook, capital adequacy, dividend policy and share repurchase program, accounting
estimates and assumptions, credit quality including allowance levels, future pension plan contributions,
effective tax rate, anticipated expense levels, contingent liabilities, acquisitions, strategies, market and
industry trends, and expectations regarding the impact of accounting pronouncements and legislation.
Forward-looking statements also include statements, other than those related to historical facts, that
relate to the ongoing COVID-19 pandemic and its impact on global economic and market conditions
and Northern Trust's business, financial condition, and results of operations. These statements are
based on Northern Trust's current beliefs and expectations of future events or future results, and
involve risks and uncertainties that are difficult to predict and subject to change. These statements are
also based on assumptions about many important factors, including the factors discussed in Northern
Trust's most recent annual report on Form 10-K and other filings with the U.S. Securities and Exchange
Commission, all of which are available on Northern Trust's website. We caution you not to place undue
reliance on any forward-looking statement as actual results may differ materially from those expressed
or implied by forward-looking statements. Northern Trust assumes no obligation to update its forward-
looking statements.
This presentation should be reviewed together with Northern Trust Corporation's
Fourth Quarter 2021 earnings press release, which is available at:
www.northerntrust.com/about-us/investor-relations
northerntrust.com | 2022 Northern Trust
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