Investor Presentaiton
Advances deep-dive
(select products)
Advances deep-dive: Strong growth seen across products in FY23; NBFCs
remain resilient amidst competition from banks
Housing loans O/S (INR Lakh Cr.)
Personal loans O/S (INR Lakh Cr.)
30.2
10.0
25.6
8.1
23.1
21.4
6.7
18.6
16.2
67%
5.8
80%
66%
4.3
66%
66%
81%
61%
63%
3.1
84%
82%
84%
39%
FY18
37%
34%
34%
34%
33%
85%
15%
16%
18%
16%
19%
20%
FY19
FY20
FY21
FY22
FY23P
FY18
FY19
FY20
FY21
FY22
FY23P
MSME loans O/S (INR Lakh Cr.)
IIII
Gold loans outstanding (INR Lakh Cr.)
24.0
5.7
21.4
5.1
4.5
18.4
15.5
16.3
16.8
2.9
3.1
75%
81%
81%
2.5
75%
74%
80%
78%
78%
79%
75%
71%
74%
20%
22%
22%
21%
19%
19%
26%
25%
29%
26%
25%
25%
FY18
FY19
FY20
FY21
FY22
FY23P
FY18
FY19
FY20
FY21
FY22
FY23P
Banks
NBFC
Source: Analyst Reports
25
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