Investor Presentaiton
Loan and Deposit Trends
Highlights
Trend in Gross Loans by Type (AED billion)
☐
Modest pickup in new underwriting in Q1 2012 with %
q-o-q growth in gross loans
+1%
221
☐
Balance sheet optimisation initiatives successful in
improving deposit mix:
212
216
218
205
8
162
173
CASA organic growth of AED 5 billion in Q1 2012
from Q4 2011 (excl. Dubai Bank Impact)
Growth in time deposits of AED 10 billion in Q1 2012
from Q4 2011; due to balance sheet optimisation
initiatives and seasonal factors
CASA % age of total deposits 41% at Q1 2012
Emirates NBD
163
166
168
27
26
21
22
22
21
20
20
19
19
2
-2-
1.
-1.
1
Q4 08
Dubai Bank (DB)
Q4 09
Q4 10
Q4 11
Corporate
Consumer
Islamic, Excl DB
Q1 12
Treasury
Trend in Deposit by Type (AED billion)
+8%
200
209
181
162
ထက
193
1-
2 11
11
2
116
137
106
103
122
57
56
61
75
80
Q4 08
Q4 09
Q4 10
Q4 11
Q1 12
Dubai Bank
Other
Time
CASA
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