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Investor Presentaiton

Balance Sheet GENTERA GENTERA % Change % Change 1Q14 1Q13 4Q13 1Q13 4Q13 Cash and other investments 2,202 2,224 -1.0% 2,533 -13.1% Derivatives Total performing loans Non-performing loans 20,676 695 18,893 9.4% 20,061 3.1% 714 -2.7% 645 7.8% Total loan portfolio 21,371 19,607 9.0% 20,706 3.2% Allowance for loan losses 1,101 1,215 -9.4% 1,228 -10.3% Loan portfolio, net 20,270 18,392 10.2% 19,478 4.1% Other accounts receivable 535 729 -26.6% 468 14.3% Fixed assets 947 837 13.1% 976 -3.0% Other asssets 1,173 746 57.2% 1,192 -1.6% Goodwill 710 729 -2.6% 715 -0.7% Total assets 25,837 23,657 9.2% 25,362 1.9% Deposits 758 1,256 -39.6% 704 7.7% Long Term Debt Issuance 8,531 6,552 30.2% 8,537 -0.1% Interbank loans 5,331 4,953 7.6% 5,981 -10.9% Other accounts payable 1,695 1,822 -7.0% 1,197 41.6% Total liabilities 16,315 14,583 11.9% 16,419 -0.6% Capital stock 4,764 4,629 2.9% 4,764 0.0% Premium on sale of stock Capital reserves Retained earnings 762 692 898 -15.1% 763 -0.1% 602 15.0% 731 -5.3% 2,470 2,216 11.5% 207 N/C Cumulative effect adjusment 40 52 -23.1% 43 -7.0% Net income for the year 614 508 20.9% 2,264 -72.9% Participation (in net income) from controlling company Participation (in net income) from non-controlling comp 9,342 8,905 4.9% 8,772 6.5% 180 169 6.5% 171 5.3% Total stockholders' equity 9,522 Total liabilities and stockholders' equity 25,837 9,074 23,657 4.9% 9.2% 8,943 25,362 6.5% 1.9% * Figures expressed in Mexican pesos (millions) 28
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