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Investor Presentaiton

Medium-term Management Plan Numerical Targets Profitability indicators TOCH GIN TOCHIGI BANK Item Target in Final Fiscal Year (ending March 31, 2023) Fiscal Year Ended March 31, 2022 Results (for Reference) Results of Previous Medium-term Management Plan (Fiscal year ended Mar. 31, 2020) Profit ¥2.5 billion ¥3.6 billion ¥1.8 billion or more (Consolidated) Core net business profit (excluding gains (losses) on cancellation of investment trusts) ¥6.0 billion ¥7.4 billion ¥5.1 billion or more Soundness indicator Capital adequacy ratio (Consolidated) 10% level 12.06% 11.17% Definition of indicators Profit (Consolidated): Profit attributable to owners of the parent Core net business profit (excluding gains (losses) on cancellation of investment trusts): Net business profit + Provision to general allowance for loan losses - Gains (Losses) on sale of bonds Capital adequacy ratio (Consolidated): Capital adequacy ratio (Consolidated) = Equity capital (Consolidated) / Risk assets (Consolidated) 17
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