Investor Presentaiton

Market Demands Have Evolved Dramatically Consumers Desire Expertise, Simplicity, Specialized Service for Complex Purchasing Decisions Industry Norm What the Market Wants Face-to-face and time-intensive Limited coverage options and agent expertise Limited transparency Few alternatives "One size fits all" advice based on unknown factors (i.e. sales commissions) Over the phone, convenient and efficient Knowledgeable and experienced agents Fully transparent and unbiased Broad product offering Advice tailored to meet individual needs / clients' best interests Cumbersome Easy The Challenge: Address evolving purchasing behavior of the consumer in a market for very complex products > SELECTQUOTE 6

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