Deleveraging and Financial Overview slide image

Deleveraging and Financial Overview

2014 overview: BOC Group Improved liquidity position Total customer flows per quarter (€ mn) -2.227 65 -11 -446 -411 FY2014: €93 mn -546 net customer inflows Reduced Eurosystem funding 450 355 ■ELA funding (€ bn) ECB funding (€ bn) 11,40 11,11 11,16 10,96 10,91 10,18 1,30 1,40 1,40 1,40 8,60 8,28 7,70 11,40 11,11 0,92 0,88 9,86 9,56 9,51 0,80 8,78 7,68 7,40 6,90 2Q2013 3Q2013 4Q2013 1Q2014 2Q2014 3Q2014 4Q2014 1Q2015 qtd Apr-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 • Customer inflows* in Cyprus for FY2014; Customer inflows have continued into the first quarter of 2015 despite the release of decree deposits and the full abolition of internal controls • First quarterly increase in deposits in Cyprus during 4Q2014 • ELA funding reduced by €4,5 bn since peak in April 2013 and at the same time managing to absorb a significant reduction in customer deposits Stabilising deposit base; Reduced Eurosystem funding © Customer flows are defined as the difference between changes in stock of customer deposits and changes in stock of gross customer loans. Bank of Cyprus KOINO ΚΥΠΡΙ 2235 6
View entire presentation