Investor Presentaiton

O Loyal Deposits' Base Deposits Billion Pesos CAGR 2011-2022: +10% 840 900 Time Demand Core Deposits 751 750 834 818 840 796 YOY +12% 750 800 667 700 637 623 616 590 551 +11% 584 600 -623 YoY 600 509 -533. -538- 538 -+16% 436 500 438-- 384 384 397 414 400 336 351 306 300 255 YOY 300 211 223 229 217 190 194 211 217 211 212 218 218 217 +3% 158 168 +6% 200 146 124 -129. 136 100 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 4Q21 1Q22 2Q22 3Q22 4Q22 MIX Time 38% Demand 62% 2013 Div DB Rev Dep 21 NIM TI LD Loan BAP Guid ESG Eco 21 NI ROE ICAP Mkt App Hist C/I Time 26% Demand 74% 4Q22 GRUPO FINANCIERO BANORTE

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