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Investor Presentaiton

Expanding key merchant relationships to provide greater choice at checkout Enabling Microsoft customers to pay with PayPal Pay Later and Venmo PayPal has supported Microsoft for more than 16 years through branded checkout. In 2022, we migrated Microsoft to our latest Braintree integration - allowing us to expand our relationship across Venmo and PayPal Pay Later. Microsoft customers are now able to spread eligible purchases over time with PayPal Pay Later and will soon be able to pay with Venmo at checkout in the United States, for all purchases on the Microsoft and Xbox Store. PayPal Pay Later is available in seven countries, including the U.S., Australia, U.K., Germany, France, Italy and Spain. In addition, PayPal is helping to power payments through Microsoft Teams. This allows many service-based small business owners like dietitians, cooking instructors, therapists or tutors to receive payment during a one-on-one appointment or in the class, directly in Microsoft Teams. Microsoft Х P PayPal PayPal ©2023 PayPal Holdings, Inc. Q1-23 Investor Update .9
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