2023 Fourth Quarter Investor Presentation
2024 Management Priorities
ā Driving continued capital expansion and optimizing asset growth for the highest
return opportunities
ā Sustaining deposit momentum with continued focus on acquiring and deepening
primary bank customer relationships, delivering disciplined management of deposit betas
Continuing to position for modest asset sensitivity in order to support net interest margin
expansion and net interest income growth in a higher for longer rate scenario
Maintaining focus on key strategic areas for fee revenue growth in 2024 including capital markets,
payments, and wealth management
Proactively managing expenses to drive efficiencies in the run-the-bank baseline while allowing
for continued investments into new and enhanced capabilities to benefit long-term performance
Rigorously managing credit across the portfolio to maintain strong credit performance consistent
with our moderate-to-low risk appetite through the cycle, supported by top tier reserves
Remaining well-positioned to respond to and capitalize on an evolving environment
2023 Fourth Quarter Investor Presentation 50 HuntingtonView entire presentation