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Investor Presentaiton

Financial Overview Summary of reported results - Profit before tax US$m Personal Financial Services Commercial Banking 2008 2009 250 (224) % change 2009 vs 2008 (189.6)% 348 211 (39.4)% Global Banking and Markets 298 515 72.8% Private Banking Other Total Notes: Source: HSBC Annual Report & Accounts 2009 8 5 (37.5)% 6 3 (50.0)% 910 510 (44.0)% 6

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