H1'23 Highlights

Portugal 'Santander Portugal aims to provide best-in-class service to its customers, maintaining a leadership position in lending' H1'23 Highlights Branches 377 00 Mй Employees 4,977 Total customers (mn) 2.9 Digital customers (mn) 1.1 ■ Customer loans (€ bn) 39 Strategic priorities ■■ Continue to implement our transformation plan with the aim of improving service quality and increasing our customer base Grow organically in terms of profitable market share and with adequate capital remuneration Customer funds (€ bn) 41 Maintain our position as market leaders in efficiency, improving the cost base Underlying attributable profit (€ mn) 321 هههه Maintain an appropriate risk policy with high credit quality and strong capital position ROTE 18.7% Santander More information at https://www.santander.com/en/about-us/where-we-are/santander-portugal 21

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