Investor Presentaiton

29 REVIEW OF PERFORMANCE Looking to the Future with Confidence The unit continued its digitisation journey by delivering unique digital solutions that were focused on providing an efficient and seamless user experience, supported by partnership with clients through bespoke products and services to meet their rapidly evolving needs. The C&IB team also leveraged the network opportunities across multiple geographies to enhance revenues from international operations. Emirate D Corporate Banking Corporate Banking continued its positive momentum driven by growth in lending activity and increase in fee income across products covering Investment Banking, Transaction Banking and Global Markets & Treasury. In 2022, International units delivered strong performance driven by an improved focus to capture the trade and investment flows between network corridors and the UAE. Financial Institutions The strong performance of CI&B's Financial Institutions (FI) in 2022 was driven by our deep-rooted client relationships and supported by significant efforts on ESG-linked Debt Capital Market (DCM) solutions which have provided our clients with a new and diversified pool of investors. FI's strong distribution network in the MENAT region, complemented by global partnerships, has also allowed it to tap new opportunities across domestic and international markets. During 2022, FI segment witnessed balance sheet growth across core lending, trade finance and liabilities. Throughout the year, FI enhanced its strong relationships across banks, non-banking financial institutions, supranational and sovereigns, offering a wide range of market leading Transaction Banking, Global Markets, Credit and Investment Banking Solutions. Investment Banking and Securities Services Emirates NBD Investment Banking witnessed a significant increase in its activities in 2022 across all its business lines, including Loan Syndications, Global Capital Markets and Corporate Finance. The Investment Banking team built on the momentum of 2021 by expanding its support on some of the region's landmark transactions, making a strong contribution to the Group's fee income despite lower activity in the DCMs across the globe. While 2022 was characterised by heightened volatility in global financial markets and a moderated IPO activity in the rest of the world, the Middle East bucked the trend with buoyant markets and a strong listing pipeline. The unit played an instrumental role and topped Equity Capital Market league tables by advising on and leading some of the year's largest IPOs, including DEWA's public offering the UAE's largest. The DCM unit was successful in arranging a significant number of issuances across the GCC region. - Emirates NBD Ka بنك الإمارات دبي الوطني Emirates NBD Emirates NBD expands footprint in India as a part of Group's international growth strategy Emirates NBD rings Nasdaq Dubai's market-opening bell to celebrate USD 500 million bond listing ANNUAL REPORT 20 30 30

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