Scotiabank Investment Thesis

Contact Information Investor Relations Philip Smith Senior Vice President 416-863-2866 [email protected] Michael Lomas Managing Director Treasury Sales and Market Development 416-866-5734 [email protected] Steven Hung Vice President 416-933-8774 [email protected] Director 416-775-0485 [email protected] Tiffany Sun Manager 416-866-2870 [email protected] Lemar Persaud Judy Lai Director 416-866-6124 [email protected] For further information, please contact: www.scotiabank.com/investorrelations Scotiabank® 48 480

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