Sezzle Results Presentation Deck

TRANSACTION EXPENSE $11.8 2.6% 1Q22 $10.1 2.4% Transaction Expense $9.3 2.2% 3Q22 2Q22 Transaction Expense ($US in millions) $9.5 2.1% $8.2 2.2% 4Q22 Transaction Expense-to-UMS 1Q23 COMMENTARY Transaction Expense continued to show YoY improvement as it decreased 39 bps YoY to 2.2% of UMS. ● The drop in Transaction Expense as a percentage of UMS was driven by Company initiatives including, but not limited to: Payment strategies incentivizing consumers to choose ACH as their primary payment option, ▪ Favorable renegotiated terms with network partners, and ▪ The launch of Pay in Full for consumers to pay full ticket price at the point of sale. SEZZLE INC 1Q23 Presentation 10

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