Investor Presentaiton

Targeting Profitable Growth Over Time Delivered an 8% NPW compounded annual growth rate over the last nine years Commercial Lines Pricing by Retention Group Managed Premium Volume During Soft Market $ 3.6B Lower Risk 2020 2022 SELECTIVE INSURANCE® Commercial Lines Growth Drivers Target of growing "share of wallet" to 12% with existing distribution partners Target of appointments to represent 25% share in existing markets Geo-expansion New products Additional NPW opportunity of about $3B by achieving a 3% commercial lines market share in existing footprint Higher Risk M&A 15

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