Digital Progress: Canada

Canadian Residential Mortgages 73% Uninsured Total Portfolio 1,2 $300 27% Insured CANADIAN MORTGAGE PORTFOLIO ($BN) 36% Variable 64% Fixed Total Portfolio 12: $300 Mortgage Variable Portfolio Mortgages Total Outstanding Balance Uninsured Outstanding Balance Average LTV³ $300 $109 $220 $94 53% 61% CANADA UNINSURED MORTGAGE PORTFOLIO 4 FICO® DISTRIBUTION - UNINSURED PORTFOLIO 4 Average FICO® % of Portfolio Score Uninsured Canada 802 73% GTA 803 85% GVA 806 86% 86% 7% 2% 5% <620 620-680 681-720 >720 1 Includes Wealth Management; 2 Spot Balances at Q2/23; 3 Weighted by mortgage balances and adjusted for property values based on the Teranet - National Bank National Composite House Price Index; 4 FICO is a registered trademark of Fair Isaac Corporation 24

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