Investor Presentaiton

Superior fee performance all across the board with annual growth at 142% Net Fee & Commision Income (TL bln) Net Fee & Commisions Composition¹ Cumulative 15.7 2022 Quarterly Notes: 1. Based on Bank-Only financials 11.0 % 142" 26% 38.2 2023 13.9 3Q23 4Q23 Bancassurance 6% % Investment Products 5% % 103 y/y 89 y/y Money Transfer 7% 132% y/y Lending Related 29% % 129 y/y Payment Systems 53% % 174 y/y - 22- YapıKredi

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