Investor Presentaiton

NIM & Cost of Funds 4.44 4.31 3.87 -NIM 3.77 3.94 Q2 FY 11 Q3 FY 11 Q4 FY 11 Q1 FY 12 Q2 FY 12 Q3 FY 12 7.59 7.57 7.09 6.38 6.03 Q2 FY 11 6.08 Q3 FY 11 Q4 FY 11 Q1 FY 12 Q2 FY 12 Q3 FY 12 Average Cost of Funds 18 FEDERAL BANK YOUR PERFECT BANKING PARTNER

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