Investor Presentaiton
Resilient business model - Consolidated
BAJAJ FINANCE LIMITED
47.0%
46.0%
44.6%
45.0%
43.1%
41.4%
41.8%
43.69%
44.00%
43.80%
42.24%
38.4%
36.0%
35.3%
35.39%
32.9%
33.3%
29.9%
28.4%
34.45%
32.30%
33.50%
27.2%
27.90%
27.80%
26.4%
9.16%
9.74%
9.85%
9.87%
9.47%
9.00%
8.24%
8.27%
8.39%
8.17%
8.02%
7.78%
7.39%
4.2%
4.1%
3.6%
3.3%
3.5%
3.7%
3.9%
4.1%
4.1%
2.8%
2.90%
3.40%
3.10%
Mar'12
Mar'13
Mar'14
Mar'15
Mar'16
Mar'17
Mar'18
Mar '19
-COF
ROA
-Fee Income to PBT
Mar'20
Opex to NII
Jun'20
Sep'20
Dec'20
Mar'21
Mar '19 onwards numbers are as per Ind AS. Jun'20, Sep'20, Dec'20 & Mar'21 numbers of COF are for the quarter
Post Ind AS, Fee income to PBT represents non-loan fees and commission income as a % of Profit Before Tax
33View entire presentation