International Presence and Activities slide image

International Presence and Activities

Source: Bloomberg, Ardal ...WHICH IS APPRECIATED BY INVESTORS Slovakia is an A-rated country and one of the most interconnected economies in the Eurozone ā†’ In 2018, Slovak government was the first in CEE to successfully issue a 50-year bond ā†’ Slovak yields copy German with a tight spread, which rose only temporarily amidst COVID-19 uncertainty in the Spring 2020 Most recent rating action was by S&P, which on January 23, 2021 improved the outlook on the A+ Slovak sovereign from negative to stable Evolution of Slovakia's rating 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014 2016 2018 2020 3.0% 2.5% 2.0% 1.5% 1.0% 0.5% 0.0% -0.5% -1.0% -1.5% 2017 2018 Yields development (10y maturity, % p.a.) Slovakia Germany spread (rhs) 2019 Yields in comparison (10y maturity, % p.a., as of February 24, 2021) A+ 3.0% 2.5% A 2.0% A- 1.5% BBB+ 1.0% S&P BBB 0.5% -Moody's 0.0% BBB- Fitch -0.5% -0.2% BB+ BB BB- Germany Netherlands Slovakia Finland Belgium Austria France Lithuania Ireland Slovenia Latvia Portugal Cyprus Spain Italy Poland Czechia Hungary 2020 2021 140 130 120 110 100 90 70 50 40 30 OBRE 20
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