Capital First Investor Presentation September 2018
We are happy to say that the Bank is performing well on the guidance given at
the time of the merger.
Dec-18
Particulars
Guidance for FY24-FY25
(At Merger)
Jun-23
Last quarter
Status
CET - 1 Ratio
Capital
16.14%
>12.5 %
13.70%
On Track
Liability
Capital Adequacy (%)
CASA as a % of Deposits (%)
Branches (#)
CASA + Term Deposits<5 crore (% of Customer Deposits)
Certificate of Deposits of % of total deposits & borrowings
Quarterly Avg. LCR (%)
Retail, Rural and SME Finance (Net of IBPC)
16.51%
>13.0 %
16.96%
On Track
8.7%
30% (FY24),
50% thereafter
46.5%
On Track
206
800-900
824
On Track
39%
85%
81%
On Track
17%
<10% of liabilities
3%
Achieved
123%
>110%
125%
On Track
US$ 4,503 Mn
US$ 12,195 Mn
US$ 16,593 Mn
Achieved
Retail, Rural and SME Finance as a % of Total Loans & Advances
35%
70%
79%
Achieved
Assets
Wholesale Loans & Advances¹
US$ 6,923 Mn
< US$ 4,878 mn
US$ 3,832 Mn
Achieved
US$ 2,770 Mn
Nil in 5 years
US$ 458 Mn
On Track
- of which Infrastructure loans
1. Excluding Security Receipts, Loan converted into Equity, RIDF and PTC.
Some new guidance has been included for greater clarity. No guidance given at the time of the merger has been amended
No guidance provided earlier for these parameters
82
IDFC FIRST
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