Intention to Pay Dividends for 2010

Key Drivers of Economic Growth Regional Hub Financial Services Libertarian Economy Export Growth Lobko BANK OF GEORGIA www.bog.ge/ir FDIS Increased importance of Georgia as regional transportation and logistics hub with geopolitically important location for cross country trade and energy transit. Export CAGR of 17% from 2003 to 2009; 33% y-o-y increase in 1H 2010. Net electricity exporter since 2007. FDI averaging at 16% of GDP during past three years, with cumulative FDI (2004-2009) in country reaching 60.5% of GDP as of YE 2009. Rapidly developing Financial sector with demonstrated resilience to crises (conservative regulation; No government bailouts) with high capital base to support the growth. October 2010 Page 7

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