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Financial Ratios Return on Average Assets 0.74% 0.63% 0.51% 0.46% 0.33% 2014 2015 2016 1H16 1H17 Coverage Ratio of Administrative Expenses 70.47% 67.56% 67.77% 66.21% 63.92% 2014 PROFITABILITY Return on Average Equity COVERAGE 15.23% 11.38% 9.66% 9.02% 6.53% 2014 2015 2016 1H16 1H17 Coverage Ratio of Personnel Expenses 109.82% 107.25% 106.72% 104.85% 102.98% 2015 2016 1H16 1H17 2014 2015 2016 1H16 1H17 Source: Caixa Econômica Federal 20 20

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