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Investor Presentaiton

New financing and outstanding loans Positive trend for end-user customers & corporate dealers loan books +2.6% growth in the number of vehicles financed in 2016 Loan books breakdown end-users/corporate dealers: 67/33 Financed vehicles (in thousands) Loan books (EM) 281 276 255 257 269 9,225 8,570 7,991 8,087 8,255 77 76 75 71 72 55 3 016 2 587 2 231 2 437 2 461 204 184 185 193 201 5 983 5 760 5 650 5 794 6 208 2012 2013 2014 2015 2016 2012 2013 2014 ■New vehicles Used vehicles End-users Business overview | 15 Debt Investor Presentation - April 2017 2015 2016 Corporate dealers PSA BANQU FRANGE

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