Digital Banking and Financial Performance Review

FY 2022 Group Income Statement Snapshot (N'Billions) 20% Gross Earnings 539.2 FY 2022 447.8 FY 2021 (3%) Profit Before Tax 214.2 FY 2022 221.5 FY 2021 Non-Interest Income 213.8 Interest Income 325.4 FY 2022 FY 2022 18% 22% 180.9 FY 2021 Interest Expense 26.4 FY 2022 19.0 FY 2021 266.9 FY 2021 (3%) Profit After Tax 169.2 FY 2022 174.8 FY 2021 Operating Income 448.0 FY 2022 17% 384.5 FY 2021 Operating Expense 99.5 FY 2022 22% FY 2021 89.3 Loan Impairment 12.0 FY 2022 8.5 FY 2021 17

View entire presentation