Australian Housing Dynamics and Affordability slide image

Australian Housing Dynamics and Affordability

LIQUIDITY COVERAGE RATIO (LCR) SUMMARY1 LCR COMPOSITION (AVERAGE) FY19 $188b Internal RMBS Other ALA² HQLA2 $134b Wholesale funding HQLA1 Customer deposits Liquid Assets & other³ Net Cash Outflow MOVEMENT IN AVERAGE LCR SURPLUS ($b) FY18 v FY19 | FY18 | LCR 138% 2 53 -4 1 0 -4 FY19 LCR 140% 6 54 FY18 CLF4 Liquid Assets LCR Surplus Retail/SME Corp/FI/ Wholesale PSE Funding Other5 FY19 LCR Surplus 1. All figures shown on a Level 2 basis as per APRA Prudential Standard APS210 2. Comprised of assets qualifying as collateral for the Committed Liquidity Facility (CLF), excluding internal RMBS, up to approved facility limit; and any assets contained in the RBNZ's liquidity Policy - Annex: Liquidity Assets - Prudential Supervision Department Document BS13A 3. 'Other' includes off-balance sheet and cash inflows 4. RBA CLF increased by $1.1b from 1 January 2019 to $48.0b (2018: $46.9b, 2017: $43.8b) 5. 'Other' includes off-balance sheet and cash inflows ANZ 67
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