Investor Presentaiton
Strategic Focus and Competitive Differentiators
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Our strategy is to maximize absolute profitability at
attractive returns on invested capital
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Our choice model paired with highly trained, in-
house agents and dedicated customer care teams
was purpose-built to ensure customers buy the
right plan for their specific needs which leads to
high retention rates
Our market-leading Lifetime Value and Adjusted
EBITDA per policy (1) are a function of the way we
have built and refined our business over 35 years
Predictable cash flows are driven by high quality of
policies written
We have a strong record of attractive returns on invested
capital and have a long runway to replicate those returns
at scale
Notes:
1. See reconciliations from Adjusted EBITDA to net income on slides 23-26.
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